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U.S. Banks Adopt Open Banking Concepts Without Regulatory Nudge, But Why?

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The U.S. is making a more organic shift toward open banking concepts than what is seen in Europe, where the Revised Payment Service Directive, or PSD2, is outright requiring it. Innovation, collaboration, and competition are rapidly shaping the open banking ecosystem in the U.S., according to Ernst and Young’s Open Banking Opportunity Index, released in […]

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