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Apple’s Touch ID for Third Parties Opens iOS for Payments

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Today Apple delivered the news mobile payments enthusiasts have been waiting for: Touch ID will soon work with third party apps. The feature was previously limited to authorizing purchases on iTunes and the iOS app store. Announced today at Apple’s WorldWide Developers Conference (WWDC 2014), this could be a stepping stone to using the thumbprint scanner on the iPhone for both online and in-store purchases. Touch ID adds another layer of security between users and apps. Users can authenticate themselves and authorize purchases simply by holding their thumb to the button on the iPhone 5S, and many more — if not all — Apple devices going forward.    This news could have wide-ranging implications for financial applications and mobile purchases. In the WWDC demo, Apple showed off the full power of granting third-party access to Touch ID by logging into Mint, the personal finance management app from Intuit. The implication is that biometric security keeps users’ financial information safe. With iPhone theft becoming a big problem, adding a biometric security layer can help thieves from accessing privileged financial data. Third-party integration for Touch ID can play a big role in mobile retail and shopping by reducing friction in the buying […]

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