MasterCard is taking a step into Stripe’s territory with Simplify Commerce, touted as a simple way to accept payments online. Aimed at small and micro-merchants their developers, Simplify Commerce includes APIs and SDKs for multiple programming languages. It also works with the Android and iOS mobile operating systems. “The offering provides a set of APIs that makes it easy to accept most major card brands,” said Debbie Barta the Product Owner from MasterCard Labs. MasterCard Labs is the company’s innovation unit and is headed up by Garry Lyons. Simplify Commerce emerged from the unit after “a matter of months” in development, according to Barta. MasterCard also recently announced that web.com, a provider of online marketing and design services for small businesses, would be using its MasterPass digital wallet platform for its checkout functionality. The Simplify Commerce product can work for anyone accepting payments online, but is specifically targeting micro merchants, said Barta. After years of being overlooked, this is becoming a well-served population. Merchants are up and running with the system, but MasterCard is not sharing specifics at this point. MasterCard plans to spread the word through social media and the developer community, which Barta pointed out is “quite chatty.” [...]
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