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Santander launches multinational BNPL product

Santander Corporate and Investment Banking has launched a business-to-business product via a new buy-now, pay-later solution.  Madrid-based Santander CIB tapped global trade credit insurance company...

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Marqeta acquires Power Finance for $275M

Payments fintech Marqeta announced today it will acquire credit card management platform Power Finance in an all-cash transaction to help supplement its credit offerings.  The cloud-based solution is...

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Fintech Funding: Treasury Prime secures $40M

Total fintech funding and number of deals fell last year amid rising inflation and interest rates following a digitally transformative 2021 in the wake of the COVID-19 pandemic. In 2022, fintech...

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London payments firm moves $1B a month despite ‘red flags’

In the space of just five years, a little-known company on the outskirts of London has grown into a payments-industry powerhouse, processing more than 1 billion euros ($1 billion) in transactions every...

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Apple cloud, payments revenue doubles in Q1

Apple reported revenue records for cloud and payment services as the tech giant prioritized privacy and security through enhanced product offerings for sensitive data protection within iMessage, Apple...

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Paytm shares climb after payments giant reports narrower loss

Shares of Paytm rose after India’s leading digital payments brand posted a narrower third-quarter loss with a surge in revenue. The stock gained as much as 7.4% in early trading Monday after the late...

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FV Bank unveils global cross-border payment solution

San Juan, Puerto Rico-based FV Bank has added cross-border payment capabilities to its digital banking offerings to encourage customer retention.   The new feature from the private digital bank runs on...

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Listen: Large banks partner to launch new digital wallet

Bank of America, JPMorgan Chase and Wells Fargo are among seven banks teaming to launch a digital wallet in the second half of the year to rival Apple Pay.  As the new digital wallet is rolled out in...

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Apple expands testing of ‘buy now, pay later’ service to retail employees

Apple Inc. has expanded an internal test of its upcoming “buy now, pay later” service to the company’s thousands of retail employees, a sign the long-awaited feature is finally nearing a public...

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Transactions: Xero, Stripe expand partnership for SMB payments

Accounting software provider Xero is broadening its relationship with payments fintech Stripe to provide faster payment collection and reconciliation for small- and medium-sized business clients.  New...

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US Bank launches automated direct deposit switching

U.S. Bank has rolled out automated direct deposit switching capabilities, allowing customers to connect or switch their payroll deposit account in near-real time. The feature is available to U.S. Bank...

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Citizens Bank SVP, head of payables joins Bank Automation Summit US 2023

Steve Devine, senior vice president and head of payables at Citizens Bank, will join the panel “Strategies for automating real-time payment processes” at the Bank Automation Summit U.S. 2023 on Friday,...

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5 trends shaping banking and payments in 2023

With 2022 in the rearview mirror, let’s look at the trends that will shape the banking and payments space in 2023. The current elephant in the room is the looming recession, and it is essential that...

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PayPal continues tech investments despite layoffs

PayPal Holdings increased its technology and development spend year over year as the company reduced its headcount in January.  WHY IT MATTERS: PayPal, one of many tech companies worried about economic...

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Sionic unveils trust-based payment services

Payment solutions provider Sionic will launch a suite of trust-based services in April to assist with faster settlement times and help alleviate security challenges associated with peer-to-peer...

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Transactions: Visa, Wedge partner on card payments

Digital wallet company Wedge is teaming with Visa to launch a debit card within Visa’s network in the U.S. using Wedge’s card technology.  Austin, Texas-based Wedge’s card allows users to liquidate...

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Financing a startup: Breaking through current cost barriers

It’s a tough time to finance a startup.   Startups looking to secure capital to underwrite consumer auto loans this year face roadblocks as investors tighten their purse strings, driving up the cost of...

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Goldman Sachs Transaction Banking develops core application, APIs

Goldman Sachs Transaction Banking has developed internal APIs that link into the firm’s existing core infrastructure to streamline global payment capabilities for its clients at scale. The financial...

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Exponential Global Growth of Real-Time Payment Systems shapes FSI Innovation,...

Due to increasing demand for faster and more convenient payment options, real-time payments (RTP) are gaining traction globally. In the US, the Clearing House’s RTP network processed over 1 billion...

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Listen: Building customer trust via embedded finance

Automation has grown at an exponential rate since the start of the COVID-19 pandemic, but the decline of personal interface may leave some bank clients wanting more.  Embedded finance can assist by...

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