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Could Bitcoin and/or Micro Payments Help Me Sell More of My Book?
For context, please read yesterday’s post on Creative economy, micropayments and Bitcoin. This series of posts started with a simple question: “Could I sell more books and keep more of the profits by...
View ArticleForex Startup KlickEx to Launch in India
KlickEx is headed to one of the world’s largest markets. The currency exchange service KlickEx, which won SWIFT’s Innotribe Startup Challenge in Sept. 2013, has increased its market penetration in the...
View ArticleMasterCard’s Tokenization Means One Thing: Apple Is Calling the Shots
MasterCard Inc. has announced that it will include tokenization in its MasterPass digital wallet. And that means one thing: Apple has rocked the payments world. It is Apple Pay, launched just last...
View ArticleGunTab, a ‘PayPal for Firearms,’ Pulled from AngelList
AngelList, arguably the leading crowdsourcing sites for startups, has apparently removed the listing for a company that aims to be the “PayPal for firearms.” Yesterday, AngelList pushed out an email...
View ArticleAnalyze This: Improving Consumer Engagement Through Customer Analytics
Big data and customer analytics have and continue to be hot topics in retail banking. According to Bob Meara, senior analyst with Celent’s Banking practice, “62% of financial institutions in a recent...
View ArticleBlockchain Basics [VIDEO]
FT technology reporter Sally Davies explains how the “blockchain” technology behind bitcoin works.
View ArticleBBVA’s 7 Steps to Digital Transformation
One theme from the current earnings seasons is that digital transformation for financial institutions does not come cheap. That makes it all the more important for banks going down the path of digital...
View Article5 Startups Win the 2015 DEMOvation Challenge
Five startups today have won the 2015 DEMOvation Challenge, a competition that is a component of Bank Innovation 2015.
View ArticleMillennials Are 10x More Likely to Use P2P Lenders Than the +50 Set
Banks are worried about the millennial generation, and rightly so. The generation born between 1980 and 1994 is the largest of any American generation ever — 79 million, compared to 76 million baby...
View ArticleStandard Chartered Stops Processing Bitcoin Wires
Standard Chartered Bank has stopped processing wire transfers for bitcoin transactions, InsideBitcoins is reporting. The news is all the more jarring considering that Standard Chartered is one of the...
View ArticleMobile Payments Service Blik Goes Live in Poland
An initiative from Poland’s six largest banks to enable mobile payments between bank customers went live today, according to a representative of Polish bank mBank. Called Blik, the initiative was...
View ArticleA First Look at JetBlue’s Custom Apple Pay POS [VIDEO]
JetBlue didn’t just announce today that it was allowing for payments via Apple Pay on its flights, but it introduced a custom POS to facilitate the payments. Importantly, JetBlue has received FAA...
View ArticleLoan Volume at Elevate, Alt-Subprime Startup, Hits $442 Million
Welcome to the newest innovation sector: alternative subprime lending. Fort Worth, Texas-based Elevate appears to be leading the charge in this new sector, announcing today that its total loan...
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Could bitcoin help me cut the 40% that Amazon takes to sell my book?
There are two reasons for my crowdsourced case study: Reason # 1: Make more money from my book. I understand that nobody other than myself is interested in that objective. The only reason why I think...
View ArticleHere’s What Google’s Doing to Counter Apple Pay
In order to compete with Apple Pay, it appears that Google is going back to an idea that didn’t work for Square: allowing consumers to pay while leaving their phone in their pocket. According to The...
View ArticleRobocoin Will Offer Bitcoin and Remittance Services to All ATMs
Robocoin, known for opening the world’s first bitcoin ATM in Vancouver, Canada, in October 2013, told investors yesterday that it has launched a public bitcoin wallet and will offer a software...
View Article5 FinTech Startups Worth $1 Billion or More
Five fintech startups are now in the billion-dollar club — meaning they are valued at more than $1 billion. Here are the billion-dollar fintech companies and their last valuations, according to data...
View ArticleThe Risk of Cashless Society Devolving into an ‘Electronic Somalia’ [VIDEO]
In this engaging and recent TEDx talk, Dave Birch, the payments expert and borderline comedian (that’s a compliment, Dave), offers a refreshing view of the dangers of a cashless society, as well as his...
View ArticleChina Frenzy Over Apple Pay Just Negotiation ‘Optics,’ Source Says
China‘s reported push back today against Apple’s entry into the Mainland’s payments space is nothing more than “optics” for negotiation purposes, a payments source close to Apple told Bank Innovation....
View ArticleMitek Launches Commercial Mobile Deposit
The death of checks seems to have been greatly exaggerated. Mitek Systems is announcing a new product today, mobile check deposit for businesses. The product will work much like the consumer version,...
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