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Reality Does Not Match Perception in Banking Innovation

Banking industry executives see the perception of their brands’ innovation skyrocketing. The reality of how much innovation is going on in banking: not so much. That’s the essence of Bank Innovation‘s...

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Why the Israel Fintech Scene Is ‘Growing and Growing’ [PODCAST]

Dorel Blitz of Bank Leumi, one of the largest financial institutions in Israel, highlights the thriving fintech scene in Startup Nation, and why the number of Israeli fintech startups is “growing and...

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ABA Aims to Throw a Regulatory Blanket on Fintech

The American Bankers Association today called for more regulation of financial startups. In an interview on CNBC this morning, Rob Nichols, the new president and chief executive of the ABA, said there...

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Top 13 Predictions for the Future of Banking

We asked, you answered. In Bank Innovation’s State of Banking survey for the third quarter of 2015, conducted last week, we asked members of the financial services industry for their views on what...

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Media hypes Banks vs Fintechs, but real battle could be big banks vs small banks

Tomorrow I get on a flight to Singapore for SIBOS to speak at one session and moderate another. SWIFT (which runs SIBOS) has about 9,000 member Banks. Correspondent banking networks have been integral...

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Chase Shows Off Mobile E-Card Reward Redemption [VIDEO]

Some cashback rewards are mailed to cardholders in the form of a paper check. Others can be transferred to the user’s bank account. JPMorgan Chase introduced a series of videos last week showing how...

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How Starbucks Rewards Will Work Through Apple Pay

Rewards are arguably the key driver in mobile payments. That’s because: 1) swiping a card is as easy as tapping a phone, though dipping a card may be another matter; and 2) mobile payments in the U.S....

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Swatch Jumps Into Wearables Payments [DEMO]

Swatch, the world’s largest watchmaker by marketshare, introduced — in China, mind you — a payments-focused wristwatch today. The new Swatch Bellamy offers a shot in the arm to wearables payments....

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Accenture, Intuit, KPMG & Xignite Sign On as Sponsors of Bank Innovation Israel

Four leading financial services companies have signed on as sponsors of Bank Innovation Israel. Accenture, Intuit, KPMG and Xignite will all participate in the event as sponsors. The sponsorships are a...

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Why the Israeli Fintech Scene Attracts So Many Entrepreneurs

Daniel Abrahams, CEO and co-founder of CurrencyTransfer, an international currency exchange service, describes the painful experiences that led him and co-founder Stevan Litobac to take on the task of...

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BofA’s Moynihan Lets Slip That Processing Costs Are 90% Lower via Mobile

So now we know. Brian Moynihan, the chairman and chief executive of Bank of America, disclosed yesterday the rate of savings the megabank is getting from its customers shifting to mobile banking for...

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Square Cash Volume Tops $1 Billion, IPO Doc Shows

Square Cash has processed $1 billion since its launch in nearly two years ago, Square disclosed yesterday. You may have heard that Square filed the public documents for its IPO with the SEC yesterday....

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8 Head-Scratching Tweets from Sibos

What happens when you bring 8,200 delegates together for a banking event? Well, you get at least some bizarre tweets. Here are the 8 oddest tweets from this year’s Sibos, which took place last week in...

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Facebook’s Marcus: ‘We Don’t Want to Build a Payments Business’

Facebook has never emphasized payments as a part of its revenue model. And it seems it won’t start now. The social media site is all about advertising revenue derived from its 1.5 billion users, but...

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PayPal Building New Risk Team

The recently independent PayPal is assembling a new enterprise risk unit. The team, for which PayPal has started hiring, will be based in Austin, Texas. The ERM team will report to PayPal’s Office of...

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When Will Mobile Wallets Be Commonplace?

Not long ago, debit cards were a relatively small percentage of the total payment card volume. I had a friend who made a prediction each January that, “This was the year that debit cards would take...

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Poynt Announces $28 Million Series B Funding [VIDEO]

Poynt, a point-of-sale competitor to Square and Clover, announced today $28 million in new funding, as well as PCI PTS certification for both hardware and software, to protect cardholders. The funding...

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Startups Take Over Money20/20

LAS VEGAS – Startups are playing a larger role in the world of financial services, and that’s clear from the agenda at Money20/20, being held this week in Las Vegas. This year, startups owned the stage...

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Startups Propose Solutions for Customer Security and Loyalty

The parade of startups keeps coming at Money20/20. A further eight startups demoed Tuesday in Las Vegas, adding to the seven that showed their wares Monday. Customer authentication and security, as...

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The Case for More Visible Payments

Can a payment be too invisible? Invisible payments are admired throughout the fintech world for the more pleasant customer experience they supposedly deliver. The major theme at the payments-focused...

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