11 Ways Fintech and Banking Will Change in 2017 Page 3
8. AI Anticipates Customer Needs Andy Hernandez, Head of eBusiness, Regions Financial Corp. “The use of Artificial Intelligence to anticipate the customer’s needs will be an area of growth not only in...
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4. Consolidation, and Winners Emerging Brew Johnson and Brett Crosby, Cofounders, PeerStreet Brew: “I think the biggest trends will be consolidation in the marketplace lending and crowdfunding space,...
View Article11 Ways Fintech and Banking Will Change in 2017
It’s almost time to wave goodbye to 2016. This was a big year for fintech, with new regulations, new startups, and new technologies displayed across events like Sibos and Money20/20, making it clear...
View ArticleAndroid Pay Heads to the Islands — Japan and Ireland
Android Pay is heading to the islands, but not the ones you may be dreaming of on these dreary December days. Instead, Google’s mobile payments platform has landed in Ireland and Japan. The mobile...
View ArticleWhy FIs Should Be Worried About Ransomware
$209 million dollars. That’s the amount of money criminals made in the first three months of 2016 through the deployment of ransomware—a type of malware that locks a computer or other connected device...
View ArticleStash Secures $25M Funding, Eyes One Million Customers
Small steps, big leaps – be it working out, learning a new language or investing. That’s the inspiration behind Stash, a mobile investing platform that allows users to invest as little as $5 that...
View ArticleVisa and Mastercard Join Forces to Tokenize Digital Payments
Visa and Mastercard may compete strenuously for business, but today they’re announcing a collaboration in the mobile wallet sphere. The two companies issued simultaneous announcements today describing...
View Article(Permissionless) Blockchain Could be Key to the Cashless Kingdom
Permissionless, permissioned. Cashless, cash-filled—two of the larger discussions currently underway in the fintech world. However, a recent paper by Coin Center’s Peter Van Valkenburgh suggests that...
View ArticleInsto Targets Installment Loans for Large P2P Payments
Getting an installment loan for high-value transactions at the point of sale is nothing new. Venmoing (yes, it’s a verb now) a friend for your share of last night’s pizza is not a big deal either. But...
View ArticleWalmart Uses Prizes to Help Its MoneyCard Customers Save
Walmart, in partnership with Green Dot, today announced “Prize Savings,” a cash rewards savings program conducted through its Walmart MoneyCard product. Walmart and Green Dot, which issues the...
View ArticlePayPal’s Partnership Frenzy Continues with Citi, FIS Deals
PayPal is partnering with financial technology provider FIS and Citigroup in order to provide better, faster, stronger digital payments to all users involved—financial institutions, payment processors,...
View ArticleFour Starbucks App Features FIs Need to Borrow ASAP
If you followed the seven-hour biennial Starbucks Investor Day conference (as I am sure most of you did) earlier this month, you got an earful of the latest updates in the Starbucks world, including...
View ArticleCiti’s Global API Developer Hub Has Nearly 50 APIs One Month After Launch
Citi Fintech kicked off its one-year anniversary this November through the launch of its Global API Developer Hub, a platform that has developed 49 APIs across eight usage categories after just one...
View ArticleBlockchain for Gold, the Banque de France, and Zcash’s Decline
The Euroclear Bankchain has successfully completed its first pilot, in partnership with financial blockchain solutions firm Paxos and the Euroclear Bankchain Market Advisory Group. The bankchain is...
View ArticleTop 10 Blockchain Headlines of 2016
Blockchain—possibly the buzziest of buzzwords in 2016. The world saw the rise of new enterprise blockchains, how the technology might be used to transport gold, to safely move perishable items like...
View ArticleMobile Wallet Use to Grow Thanks to Popularity of Mobile Shopping, Says Study
Mobile wallets are set to become more popular bit by bit across the globe over the next four years, according to a study by Technavio, which cites the much more rapid growth of “m-commerce,” or mobile...
View ArticleAmazon Mobile App Usage Surged Over Holidays
Consumers are (mostly) done with holiday shopping, and Amazon seems to have had a great season. Actually, Amazon had its “best-ever season” of shopping, the e-commerce giant said yesterday. The company...
View ArticleCreating a ‘Blockchain Industry:’ Patenting the Blockchain
Patent filings for blockchain technology have more than tripled since 2014; this spike includes patents filed by cryptocurrency exchanges such as Coinbase, payment processors like Mastercard, and banks...
View ArticleTop 10 Fintech Headlines of 2016
If nothing else, 2016 was a year of change—nowhere more than in fintech, where developments in blockchain, payments, artificial intelligence, financial regulations, chatbots, and mobile rippled across...
View ArticleHow Long Will #Bitcoin1000 Last?
Bitcoin certainly celebrated the New Year right. Crossing over into 2017, the original cryptocurrency topped $1,000 US in value, just in time for its birthday (yesterday marked the anniversary of the...
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