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First Data Acquires Another Startup, Rewards Company Perka

First Data is paying a lot of attention to startups (and small businesses) these days, and as part of that effort, announced its second acquisition of a payments startup this month. The company...

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Visa Trumps Square on Starbucks Tweet-a-Coffee Deal

Starbucks yesterday unveiled a Tweet-a-Coffee program with Visa – not with Square, its long-time partner. Howard Schultz is even an investor in Square, yet Square does not figure in the Twitter-based...

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Cap One Cleans Up Samuel L. Jackson Ad After Outrage on Bank Innovation,...

Capital One Financial Corp. has cleaned up what some consider to be salty language in a recent TV advertisement in response to outrage from consumers, as well as many who commented on Bank Innovation....

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Despite the Spin, Facebook Payments Seem to Have Stalled

It’s all rosy at Facebook, except when it comes to payments. Payments revenue has all but stalled at Facebook, and there is no sign that revenue stream will begin growing again at the social media...

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5 Spooktacular Fintech Trends for October

Trying to stay ahead of the curve when it comes to IT issues is a challenging task. Emerging technology forces in the financial services industry are already impacting business. The convergence of...

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Starbucks: ‘Our Customers Have Fully Embraced Our Mobile Apps’

Starbucks, the undisputed heavyweight champion of in-store mobile payments, took a bit of time to gloat this week, and who could blame them? In the coffee giant’s earnings call Wednesday, CEO Howard...

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Taking Payments under ‘Siege’

Paying the babysitter. Buying clothes at a retailer. Sending a family member money for a birthday. Innovation in doing these single transactions seems easy, right? An email, a text, a custom...

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VIDEO: IBM Says Crypto-Currency, Bitcoin Will ‘Change the World’

IBM is officially on the Bitcoin bandwagon. In an interview with Finextra that was published today, Richard G. Brown, executive architect for banking and financial markets at IBM, said...

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Who doesn’t love a cool m-commerce and payments infographic?

As a digital marketer on a quest to continually create meaningful content for the financial services and retail industry, I have an appreciation for visual content that brings clarity to topics and...

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Image Is Everything

DENVER — Much has been made about the wonders of RDC. Much more needs to be made about the broader wonders of imaging in banking. Let me put this simply: imaging is transforming banking. Here at BAI...

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Forget the Naysayers, Payments Behavior Will Change en Masse

There is a certain gloat from reps at established FinTech vendors when they talk about Isis and Google Wallet. “It’s not like they’ve made any traction,” the vendors say, “if they ever will.”...

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Square Talks IPO, But Don’t Expect One Soon

Last night — the day before Twitter shares were set to begin trading, and, boy, did they begin trading — news broke that Square was looking for a bank to manage its initial public offering in 2014. It...

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Capitalizing on the Mobile Revolution

Will Jones, President, EMEA at Monitise, wrote the following byline article for Talking Payments, which was published on their website this week: Forty years ago, Motorola engineer Martin Cooper,...

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Square Eliminates Monthly Pricing Option, Courts Larger Businesses

Payments processor Square announced Friday that it will discontinue its monthly flat-rate pricing option in February 2014 and move all its customers to a 2.75%-per-swipe fee. This appears to be part of...

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Rounds for Bill.com and LendUp a Thumbs Up for Commercial Fintech, Microfinance

The venture capital money is flowing into fintech and Bill.com and LendUp are the most recent beneficiaries. The investments show confidence in the commercial space and in microlending, respectively....

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Remitly Makes It Free to Send Money to the Philippines

P2P player Remitly is doing its best to help out those affected by the superstorm that hit the Philippines last week. The news coming out of the Philippines in the wake of the disaster is horrific. One...

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Dwolla Hackathon Yields POS App and Rewards Program

Some impressive hacks resulted from Dwolla‘s second internal hackathon at its headquarters in downtown Des Moines, Iowa, the company announced on Friday. Two of the more notable hacks were a...

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Gyft Launches Rewards Platform, Offers Discounts to Bitcoin Users

Mobile gift-card management company Gyft today announced discounts for users of alternative payment methods, such as bitcoins and PayPal. Gyft’s platform allows users to gather gift cards into one...

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Deal for Giftcards.com to Acquire Giftly Falls Apart

The acquisition of Giftly by GiftCards.com is not going to happen after all. Yesterday, Kelly Barnett, chief executive of Giftly, told investors that GiftCards would not buy Giftly, but rather make a...

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ABN AMRO to Launch Funding Startup in 9 Days

ABN AMRO, the government-owned Dutch bank, will launch the first of several internally developed startups on Nov. 24 called Seeds. ABN actually said it would launch Seeds, a crowdfunding venture, in...

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